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  2. Annuities vs. life insurance: What’s the difference? - AOL

    www.aol.com/finance/annuities-vs-life-insurance...

    Two main types of life insurance exist: Term life insurance: Term life insurance offers coverage for a fixed period of time, perhaps for 5, 10 or even 30 years. If the policyholder passes after ...

  3. Term vs. Whole Life Insurance: What’s the Difference?

    www.aol.com/finance/term-vs-whole-life-insurance...

    Each insurance type comes with pros and cons that make it difficult to decide the best. The choice should be based on the factors most likely to help the family cope with the loss of a loved one.

  4. Life Insurance vs. Disability Insurance: What’s the Difference?

    www.aol.com/finance/life-insurance-vs-disability...

    Life insurance also covers end-of-life expenses like funerals. In 2023, the National Funeral Directors Association reported that the median cost of an adult’s funeral with a viewing and burial ...

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.

  6. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

  7. Whole life insurance - Wikipedia

    en.wikipedia.org/wiki/Whole_life_insurance

    Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life", is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date. [1]

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