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I bought a document scanner 10 years ago, and I have scanned all my important documents ever since: bank statement, insurance, tax, council etc etc. A proper document scanner can scan multiple pages in one go (auto feeder), do both sides at once, convert to PDF but also perform OCR (so text is actually searchable).
I am interested in the answers. I don't keep any bank statements. I do check all of my banks/accounts most days and record transactions on my own spreadsheet. I have kept 'loan paid off' and 'account closed' letters, wonder how long I should keep those for? I do not currently file anything for tax. Any big expenditures I keep receipts for.
Although I am very willing to believe the bank no longer has this information if it is not required to keep it. I'm definitely going to look at the 'data subject access request' though as that sounds an excellent first stop. EarthBoy - good point to ask the solicitor what law or requirement makes them believe the bank will have this info.
If it is a statement from the mortgage the bank should keep records 6 years after the mortgage was settled so if its still active or was paid off in the last 6 years then he may be able to get it. I know they will keep the original agreement for this length of time so would assume they will keep the transactions also.
Hi, in reality, how long should I keep a deceased person's paperwork? I'm referring mainly to old bank statements and also tax papers from HMRC. This paperwork belonged to my deceased parents, one who died 13 years ago and one who died 18 months ago. Both HMRC and all banks were informed of their deaths at the time.
I've got a huge shoebox full of bank statements, I can't part with them because I somehow feel, if I did, I'd really need them back for something!! I keep the curren year's statements in a file which is easily accessible and anything over a year gets put in my show box, I have statements going back to when I opened my account first in 1997!
My advice however would be to keep 6 years worth of statements. This is the length of time data is held on you by Banks, Equifax, Experian etc. So it seems sensible therefore to match this by keeping all your documents dating back six years.
I think HMRC actually only say 2 years, but 4 years would probably be better for their purposes. I don't know Barclay's systems but from my own work at another bank it would have been difficult to get statements over 6 or 7 years old - perhaps not impossible but likely to incur significant expense.
My late mothers estate is all done , probated granted nov 2012, and all monies distributed, how long do I need to keep her bank statements, credit card bills,investment records etc. I have them going back to 2005. thanks
At present I keep bank statements for 12 months. I keep all my credit card statements. I also keep all my statements to do with my loan, currently 18 months of 3 year loan. Just wondering how long you should keep this kind of stuff for and why? Apologies if this has been covered elsewhere (I have done a search) and thanks for any responses!!!!