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  2. Pag-IBIG Fund - Wikipedia

    en.wikipedia.org/wiki/Pag-IBIG_Fund

    The loan had a lower interest rate compared to the prevailing rate in the market and payable in longer terms. Pag-IBIG Fund offers a home loan at a low interest rate of 4.5% (for ₱450,000 loan) with a loan term of up to 30 years. A qualified member can get a maximum loan amount of up to ₱6 million.

  3. Savings interest rates today: Break free from low yields with ...

    www.aol.com/finance/savings-interest-rates-today...

    Savings interest rates today: Break free from low yields with APYs of up to 5.10% into the weekend — Nov. 15, 2024 ... that affects interest rates set for deposit accounts, loans, mortgages ...

  4. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Fixed-rate loans come with an interest rate that doesn’t change over the repayment term. You make the same monthly payment for the duration of the loan, with a portion of each monthly payment ...

  5. No doc loan - Wikipedia

    en.wikipedia.org/wiki/No_doc_loan

    For this reason most no doc loans are for business purposes or are for investment in something other than residential property. Private money is the main source of no doc loans, often with interest rates charged at 2% to 6% per month (24% to 72% p.a.). Non-conforming lenders focus on the lower risk no doc loans and offer more competitive ...

  6. Best Personal Loans With No Origination Fees - AOL

    www.aol.com/finance/best-personal-loans-no...

    Discover top personal loans with no origination fees. Compare rates and terms to find the best option for your needs today. ... Loan amount: $2,500 to $40,000. Interest rate: 7.99% to 24.99%.

  7. Soft loan - Wikipedia

    en.wikipedia.org/wiki/Soft_loan

    This contrasts with a hard loan, which has to be paid back in an agreed hard currency, usually of a country with a stable, robust economy. [ 2 ] An example of a soft loan is a $2 billion loan by China's Export-Import Bank to Angola in October 2004 to help build infrastructure.

  8. Equated monthly installment - Wikipedia

    en.wikipedia.org/wiki/Equated_Monthly_Installment

    The formula for EMI (in arrears) is: [2] = (+) or, equivalently, = (+) (+) Where: P is the principal amount borrowed, A is the periodic amortization payment, r is the annual interest rate divided by 100 (annual interest rate also divided by 12 in case of monthly installments), and n is the total number of payments (for a 30-year loan with monthly payments n = 30 × 12 = 360).

  9. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    Just like payday loans, title loans should be a last resort because the average auto title loan has an APR of about 300 percent. How to shop for no-credit-check loans