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  2. Lapse and anti-lapse - Wikipedia

    en.wikipedia.org/wiki/Lapse_and_anti-lapse

    If the anti-lapse statute does indeed apply, then the issue of the deceased beneficiary will inherit whatever was willed to the beneficiary. The testator can prevent the operation of an anti-lapse statute by providing that the gift will only go to the named beneficiary if that beneficiary survives the testator, or by simply stating in the will ...

  3. What is transfer on death (TOD) for estate planning? - AOL

    www.aol.com/finance/transfer-death-tod-estate...

    So, if you name your brother as the beneficiary of your brokerage account in your will but your sister is listed as the beneficiary on the account’s TOD form with the brokerage company, your ...

  4. What happens when your home insurance lapses - AOL

    www.aol.com/finance/happens-home-insurance...

    With a lapse on your record, the insurance company may want a down payment or allow the policy to be billed to your mortgage company. If the carrier invoices the lender, verify coverage is already ...

  5. Trust (law) - Wikipedia

    en.wikipedia.org/wiki/Trust_(law)

    The cost of the trust may be 1% of the estate per year versus the one-time probate cost of 1 to 4% for probate, which applies whether or not there is a drafted will. Unlike trusts, wills must be signed by two to three witnesses, the number depending on the law of the jurisdiction in which the will is executed.

  6. Choosing a life insurance beneficiary - AOL

    www.aol.com/finance/choosing-life-insurance...

    These include if the money is paid in installments over time in the form of an annuity, if a cash policy is left behind or if the beneficiary is an estate rather than an individual.

  7. Death Master File - Wikipedia

    en.wikipedia.org/wiki/Death_Master_File

    The Death Master File is considered a public document under the Freedom of Information Act, and monthly and weekly updates of the file are sold by the National Technical Information Service of the U.S. Department of Commerce. [4] Knowing that a patient died is important in many observational clinical studies and is important for medical ...

  8. Uniform Simultaneous Death Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Simultaneous_Death_Act

    The Uniform Simultaneous Death Act is a uniform act enacted in some U.S. states to alleviate the problem of simultaneous death in determining inheritance.. The Act specifies that, if two or more people die within 120 hours of one another, and no will or other document provides for this situation explicitly, each is considered to have predeceased the others.

  9. What is an irrevocable beneficiary? - AOL

    www.aol.com/finance/irrevocable-beneficiary...

    Unlike a revocable beneficiary, who can be swapped out at any time by the policyholder, an irrevocable beneficiary has irreversible rights to the policy death benefit, adding an extra layer of ...

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