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  2. Insurance company ratings explained - AOL

    www.aol.com/finance/insurance-company-ratings...

    AM Best. The most well-known insurance specific rating company, the scores provided by AM Best are often considered the yardstick for financial strength in the industry. The highest rating offered ...

  3. Is Cellphone Insurance Worth It? Here’s How You Tell - AOL

    www.aol.com/finance/cellphone-insurance-worth...

    Read Is Cellphone Insurance Worth It? Here's How You Tell from Money Talks News. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 ...

  4. Cell captive - Wikipedia

    en.wikipedia.org/wiki/Cell_Captive

    Cell Captives are entities consisting of a core and an indefinite number of cell entities which are kept legally separate from each other. Each cell has dedicated assets and liabilities ascribed to it, and the assets of an individual cell cannot be used to meet the liabilities of any other cell. A core cell company may also have non-core assets ...

  5. Insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Insurance_in_the_United_States

    Insurance, generally, is a contract in which the insurer agrees to compensate or indemnify another party (the insured, the policyholder or a beneficiary) for specified loss or damage to a specified thing (e.g., an item, property or life) from certain perils or risks in exchange for a fee (the insurance premium). [ 2]

  6. Third-party administrator - Wikipedia

    en.wikipedia.org/wiki/Third-party_administrator

    Third-party administrator. In the United States, a third-party administrator ( TPA) is an organization that processes insurance claims or certain aspects of employee benefit plans for a separate entity. [ 1] It is also a term used to define organizations within the insurance industry which administer other services such as underwriting and ...

  7. Captive insurance - Wikipedia

    en.wikipedia.org/wiki/Captive_insurance

    Captive insurance. Captive insurance is an alternative to self-insurance in which a parent group or groups create a licensed insurance company to provide coverage for itself. The main purpose of doing so is to avoid using traditional commercial insurance companies, which have volatile pricing and may not meet the specific needs of the company ...

  8. How AT&T customers can protect themselves in the latest data ...

    www.aol.com/finance/t-customers-protect...

    AT&T said Friday that data was breached from “nearly all” of its cellular customers and the customers of wireless providers that used its network between May 1, 2022, and October 31, 2022. The ...

  9. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    A Japanese vehicle insurance policy issued by the Mitsui Sumitomo Insurance company. Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from ...