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  2. Does refinancing a mortgage hurt your credit? - AOL

    www.aol.com/finance/does-refinancing-mortgage...

    Key takeaways. Refinancing a mortgage temporarily lowers your credit score. Refinancing can affect your credit score for up to one year while remaining on your credit report for up to two years ...

  3. 8 ways to refinance a mortgage with bad credit - AOL

    www.aol.com/finance/7-ways-refinance-mortgage...

    7. Find a co-signer. If bad credit is preventing you from refinancing and locking in a lower rate, you can get a co-signer/co-borrower. A co-signer with strong credit and deeper pockets gives the ...

  4. How To Refinance a Mortgage With Bad Credit - AOL

    www.aol.com/refinance-mortgage-bad-credit...

    3. Work With Your Current Lender. When your credit is too bad to refinance your home loan through traditional means, working with your current lender can be a viable option. Start by reaching out ...

  5. How your mortgage affects your credit score - AOL

    www.aol.com/finance/mortgage-affects-credit...

    Unfortunately, if you miss a mortgage payment, our credit score can take a significant hit. Late payments will linger on your credit report for up to seven years, with the impact diminishing over ...

  6. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)

  7. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    With refinancing, you can change the loan type as well as your lender. To refinance a mortgage, you'll pay between 2 and 5 percent of the loan amount in closing costs, so if you're refinancing to ...

  8. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Loan type. Credit score minimum. Conventional loan. 620 or 660 depending on program. FHA loan. 580 (or 500 with a minimum 10 percent down payment) VA loan

  9. What credit score is needed to refinance your mortgage? - AOL

    www.aol.com/finance/credit-score-refinance...

    You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other types of refinances range from 580 to 700 or higher. Refinances, like purchase mortgages ...

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