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  2. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Spot delivery (or spot financing) is a term used in the automobile industry that means delivery a vehicle to a buyer prior to financing on the vehicle being completed. [9] Spot delivery is used by dealerships on the weekend or after bank hours to be able to deliver a vehicle when a final approval cannot be received from a bank. [ 9 ]

  3. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    The duration of the loan is much shorter – often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a connected company) acts as an intermediary between the bank or financial ...

  4. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    The application fee is capped at $20, and you’ll pay no more than 28 percent in interest. This makes payday alternative loans more affordable than car title loans and some bad credit personal loans.

  5. Retail floorplan - Wikipedia

    en.wikipedia.org/wiki/Retail_floorplan

    Retail floor planning (also referred to as floorplanning or inventory financing) is a type of short term loan used by retailers to purchase high-cost inventory such as automobiles. These loans are often secured by the inventory purchased as collateral. [1] Floor planning is commonly used in new and used car dealerships. [2]

  6. What is an installment loan & how does it work? Know the basics

    www.aol.com/finance/installment-loan-types...

    What is an installment loan & how does it work? Know the basics. Denny Ceizyk. June 3, 2024 at 9:10 AM. Key takeaways. ... Auto loans. Student loans. Payday loans. Buy now, pay later loans.

  7. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    Installment loans can include mortgages, auto loans, personal loans and some types of home equity loans. Interest can be calculated at a fixed or variable rate.

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