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  2. Legal risk - Wikipedia

    en.wikipedia.org/wiki/Legal_risk

    Legal risk is the risk of loss to an institution which is primarily caused by: (a) a defective transaction; or (b) a claim (including a defense to a claim or a counterclaim) being made or some other event occurring which results in a liability for the institution or other loss (for example, as a result of the termination of a contract) or;

  3. Legal liability - Wikipedia

    en.wikipedia.org/wiki/Legal_liability

    A limited liability form separates the owner(s) from the business. The limited liability form essentially acts as a corporate veil that protects owners from liabilities of the business. [2] This means that when a business is found liable in a case, the owners are not themselves liable; rather, the business is.

  4. Liability insurance - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance

    Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

  5. Types of Risk-Affecting Assets and Liabilities - AOL

    www.aol.com/finance/types-risk-affecting-assets...

    Business firms use a financial analysis technique called asset vs. liability management (ALM) to mitigate risk due to a mismatch in their assets and liabilities. A mismatch occurs when assets and ...

  6. Proximate cause - Wikipedia

    en.wikipedia.org/wiki/Proximate_cause

    This test is called proximate cause. Proximate cause is a key principle of insurance and is concerned with how the loss or damage actually occurred. There are several competing theories of proximate cause (see Other factors). For an act to be deemed to cause a harm, both tests must be met; proximate cause is a legal limitation on cause-in-fact.

  7. Risk of loss - Wikipedia

    en.wikipedia.org/wiki/Risk_of_loss

    Risk of loss is a term used in the law of contracts to determine which party should bear the burden of risk for damage occurring to goods after the sale has been completed, but before delivery has occurred. Such considerations generally come into play after the contract is formed but before buyer receives goods, something bad happens.

  8. Damages - Wikipedia

    en.wikipedia.org/wiki/Damages

    Liability for payment of an award of damages is established when the claimant proves, on the balance of probabilities, that a defendant's wrongful act caused a tangible, harm, loss or injury to the plaintiff.

  9. How to protect your restaurant business from common and ...

    www.aol.com/protect-restaurant-business-common...

    Consider commercial property, general liability, or business owner's policy coverage in case of fire. Assault and battery Sounds scary—and, as a restaurant owner responsible for the safety of ...

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