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Get out of debt with The National Foundation for Credit Counseling, a non-profit trusted network of credit counseling agencies. Connect with a counselor!
These trained experts can help you create a strategy for tackling your debt and identify debt relief programs you might qualify for. Consultations are free and no commitment. Get a free debt evaluation to learn which debt relief programs you can use to get out of debt in the way that best to fit your budget and goals.
OCA focuses on efficiently establishing and administering Treasury’s programs to support an equitable and swift recovery from economic challenges. Visit OCA Internal Revenue Service (IRS) Programs
Use one of our free tools to dispute your debt, negotiate your debt, or file Chapter 7 bankruptcy. 13,000 members have used our tools to eliminate $600+ million in debt. Always 100% free. Learn More >
Government assistance programs offer free or low cost resources to those who need it and qualify. We cover seven areas of your financial life where you might be able to get help.
If you have federal loans (government loans), the Department of Education has different programs that could help. Applying for these programs is free. Find out more about your options at the U.S. Department of Education’s StudentAid.gov or by contacting your federal student loan servicer. You’ll also find more about how to get out of default.
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