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  2. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Some jurisdictions outlaw payday lending entirely, and some have very few restrictions on payday lenders. In the United States, the rates of these loans were formerly restricted in most states by the Uniform Small Loan Laws (USLL), [5] [6] with 360%–400% APR generally the norm. [7]

  3. 7 Best Loan Apps of March 2024 - AOL

    www.aol.com/finance/7-best-loan-apps-march...

    App. Maximum loan amount. Time to funding. Fees. Google Play rating. App Store rating. Albert. Up to $250. Instantly for a fee; 3-6 days free of charge. Instant cash advance fee

  4. 5 Cash Advance Apps That Don’t Use Plaid - AOL

    www.aol.com/5-cash-advance-apps-don-160752127.html

    The Consumer Financial Protection Bureau says the average payday loan is $320, but the average interest for that loan is $520. Today, payday loans have been largely replaced by cash advance apps.

  5. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  6. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    Payday loans are an easy way to get cash, but they have sky-high interest rates. ... 800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help. ... And because it’s free money, competition ...

  7. Emergency and payday loan alternatives that could save ... - AOL

    www.aol.com/finance/emergency-payday-loan...

    Payday loans are an easy way to get cash, ... 800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help. ... you may even be able to score an interest-free plan or partial debt forgiveness. But ...

  8. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    Many borrowers who take advantage of such subprime lending options tend to have low credit scores or limited credit backgrounds, and a vast majority of those who utilize alternative loans online like payday loans tend earn an annual income of $40,000 or less.

  9. What are instant loans? Everything you need to know - AOL

    www.aol.com/finance/instant-loans-everything...

    Payday loans. Also called a cash advance, a payday loan doesn’t require collateral and may offer you cash on the same day you apply. You’re required to repay the loan — plus high interest ...

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