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  2. ‘It’s beyond scary’: California single mom was shocked to ...

    www.aol.com/finance/beyond-scary-california...

    ‘It’s beyond scary’: California single mom was shocked to discover she owes $180K after this 1 type of mortgage came back from the dead — how to deal with old debts coming back to haunt you

  3. California Housing Finance Agency - Wikipedia

    en.wikipedia.org/wiki/California_Housing_Finance...

    The California Housing Finance Agency (CalHFA), established in 1975, is an independent California state agency within the California Department of Housing and Community Development that makes low-rate housing loans through the sale of taxable and tax exempt bonds.

  4. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    Pinto stated that, at the time the market collapsed, half of all U.S. mortgages — 27 million loans — were subprime. The GAO estimated (in 2010) that only 4.59 million such loans were outstanding by the end of 2009, and that from 2000 to 2007 only 14.5 million total nonprime loans were originated.

  5. Residential mortgage-backed security - Wikipedia

    en.wikipedia.org/wiki/Residential_mortgage...

    Residential mortgage-backed security (RMBS) are a type of mortgage-backed security backed by residential real estate mortgages. [1]Bonds securitizing mortgages are usually treated as a separate class, making reference to the general package of financial agreements that typically represents cash yields that are paid to investors and that are supported by cash payments received from homeowners ...

  6. I was forced to evacuate my home. Do I still need to pay my ...

    www.aol.com/news/forced-evacuate-home-still-pay...

    Do I still have to pay my mortgage? Homeowners affected by a disaster are often eligible to reduce or suspend their mortgage payments for up to 12 months, according to Fannie Mae, the Federal ...

  7. Homeowners in California could pay a surcharge of $1,000 or ...

    www.aol.com/finance/homeowners-california-could...

    Fire insurance has become more costly—if it's available at all—in California, leading more Golden State homeowners to turn to the FAIR Plan, a government-backed insurer of last resort.

  8. Baby bonds - Wikipedia

    en.wikipedia.org/wiki/Baby_bonds

    On June 30, 2021, Connecticut became the first state in the United States to enact a baby bond program. [17] The plan establishes an initial $3,200 for each baby born in Connecticut who's enrolled in the medicaid program. They'll then have access to the money once becoming adults for a qualified expense, such as college or mortgage down-payment.

  9. 2004 California Proposition 58 - Wikipedia

    en.wikipedia.org/wiki/2004_California_Proposition_58

    Bond measures must be approved by a statewide ballot. The Act created a reserve fund called the Budget Stabilization Account in case of future financial trouble. It also prevented the creation of any future bonds to pay off deficits like that in Proposition 57 (the California Economic Recovery Bond Act). Proposition 58 took effect only because ...