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  2. ‘My whole life depended on it’: This auto loan tactic is ...

    www.aol.com/finance/whole-life-depended-auto...

    As of the second quarter of 2024, almost 17% of auto loans were subprime, says Experian. The average new subprime loan payment during that time was $749, and the average new subprime loan amount ...

  3. Can You Buy a Car Without Credit History or a Cosigner - AOL

    www.aol.com/buy-car-without-credit-history...

    The good news is that folks with low credit scores can still get loans, even if they are subprime auto loans. This can make a huge difference for someone who needs a car to get to work or school.

  4. Delinquency rates at highest level in almost 30 years - AOL

    www.aol.com/finance/delinquency-rates-highest...

    Subprime auto loan delinquencies surge. ... result has been a dramatic increase in the percentage of subprime borrowers falling at least 60 days past due on their auto loans. In January 2023, 5.93 ...

  5. RoadLoans - Wikipedia

    en.wikipedia.org/wiki/RoadLoans

    RoadLoans is a direct-to-consumer auto lender operating online and specializing in subprime auto loans. Established in 2000, RoadLoans finances and services new and used car loans as well as offering auto refinance options. [1] The Dallas-based company is a provider of subprime auto loans in the United States. [2]

  6. Subprime lending - Wikipedia

    en.wikipedia.org/wiki/Subprime_lending

    These loans are characterized by higher interest rates, poor quality collateral, and less favorable terms in order to compensate for higher credit risk. [3] During the early to mid-2000s, many subprime loans were packaged into mortgage-backed securities (MBS) and ultimately defaulted, contributing to the financial crisis of 2007–2008. [4]

  7. Credit Acceptance - Wikipedia

    en.wikipedia.org/wiki/Credit_Acceptance

    Credit Acceptance Corporation is an auto finance company providing automobile loans and other related financial products. The company operates its financial program through a national network of dealer-partners, the automobile dealers participating in the programs.

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