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  2. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    Payday loansAlthough they’re easy to access if you have a low income and imperfect credit, payday loans should only be used as a last resort for a few reasons. For starters, the interest rates ...

  3. Best Short-Term Loans for Bad Credit - AOL

    www.aol.com/best-short-term-loans-bad-193352285.html

    PenFed Credit Union suggests a minimum credit score of 580 for a personal loan, so it’s more of a fair-credit loan than one for bad credit. But it’s worth investigating because the rates are ...

  4. 3 steps to choosing a small dollar loan & 3 alternatives

    www.aol.com/finance/3-steps-choosing-small...

    According to a Pew study of small loan lending, most major banks offer maximum loan amount options of $500, $750 and $1,000, with minimum loan sizes of $10 to $250. Credit unions and community ...

  5. Hebrew Free Loan Association of Northeast Ohio - Wikipedia

    en.wikipedia.org/wiki/Hebrew_Free_Loan...

    Hebrew Free Loan Association of Northeast Ohio (HFLA) is an American non-sectarian 501(c)(3) non-profit organization that loans money interest-free to people who do not have easy access to other capital. As of 2014, the organization has made over 25,000 interest-free loans in Northeast Ohio. [1] Between 97% and 99% of all funds loaned are repaid.

  6. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    For example, the average personal loan rate, as of February 2023, comes out to 12.10 percent, while the average payday loan reaches three-digit interest rates. Plus, you’ll be hit with even more ...

  7. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    Just like payday loans, title loans should be a last resort because the average auto title loan has an APR of about 300 percent. How to shop for no-credit-check loans

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