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  2. Average credit score for personal loans - AOL

    www.aol.com/finance/average-credit-score...

    High interest rates for bad credit: While personal loan interest rates are lower than credit cards on average, personal loans often have high rate caps. Borrowers with bad or fair credit may be ...

  3. What is a good credit loan? - AOL

    www.aol.com/finance/good-credit-loan-155827160.html

    To illustrate, the national average rate on a three-year, unsecured, fixed-rate personal loan is 10.78 percent for credit unions and 11.37 percent for banks, according to the National Credit Union ...

  4. Why is good credit so important? - AOL

    www.aol.com/finance/why-good-credit-important...

    500 credit score. 700 credit score. Interest rate. 17.63 percent. 8.59 percent. Monthly Payment. $630. $514. Total interest paid. $12,789. $5,844

  5. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

  6. How to get a personal loan in 9 steps - AOL

    www.aol.com/finance/personal-loan-8-steps...

    Check your credit score before you start crunching any numbers. Personal loan annual percentage rates (APRs) can range from just below 8 percent all the way up to 35.99 percent, depending mostly ...

  7. How to qualify for competitive rates on low-interest personal ...

    www.aol.com/finance/qualify-competitive-rates...

    An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score is in the best shape and ...

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