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  2. Presidio Bank Reports Record Loan Growth for the Fourth ...

    www.aol.com/news/2013-01-29-presidio-bank...

    Pre-tax income for the year ending December 31, 2012 was $2.3 million, up 14.5% from the year ended December 31, 2011. ... the growth of the economy, interest rate movements, timely development by ...

  3. Yield spread - Wikipedia

    en.wikipedia.org/wiki/Yield_spread

    For example, if a risk-free 10-year Treasury note is currently yielding 5% while junk bonds with the same duration are averaging 7%, then the spread between Treasuries and junk bonds is 2%. If that spread widens to 4% (increasing the junk bond yield to 9%), then the market is forecasting a greater risk of default, probably because of weaker ...

  4. Interest rate - Wikipedia

    en.wikipedia.org/wiki/Interest_rate

    The annual interest rate is the rate over a period of one year. Other interest rates apply over different periods, such as a month or a day, but they are usually annualized. The interest rate has been characterized as "an index of the preference . . . for a dollar of present [income] over a dollar of future income". [1]

  5. Federal funds rate - Wikipedia

    en.wikipedia.org/wiki/Federal_funds_rate

    The federal funds rate is an important benchmark in financial markets [1] [2] and central to the conduct of monetary policy in the United States as it influences a wide range of market interest rates.

  6. Why Are Interest Rates Going Up? What Investors Need to ... - AOL

    www.aol.com/finance/why-interest-rates-going...

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  7. Real Estate 2012: The Year the Housing Market Turned ... - AOL

    www.aol.com/news/2012-12-21-real-estate-2012...

    Here's a look back at 2012's major developments in residential real estate -- along with insight on what lies ahead for the housing market in 2013. %Gallery-173886% Show comments

  8. Real interest rate - Wikipedia

    en.wikipedia.org/wiki/Real_interest_rate

    It can be described more formally by the Fisher equation, which states that the real interest rate is approximately the nominal interest rate minus the inflation rate. If, for example, an investor were able to lock in a 5% interest rate for the coming year and anticipated a 2% rise in prices, they would expect to earn a real interest rate of 3% ...

  9. 2012: A Growth Year for Rentech - AOL

    www.aol.com/2012/01/06/2012-a-growth-year-for...

    With 2012 just beginning, now's a smart time to gauge how the stocks you're interested in are likely to do this year and beyond. By knowing what stock analysts and fellow investors expect from a ...