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If your credit score has increased since you received the card, and you’ve made all your payments on time, call for an interest rate reduction. Be prepared to make a strong case for an interest ...
Some credit card companies may lower your rate if you ask. Which can be a good thing given that the current average interest rate is currently hovering over 20%. Getting that “yes” answer ...
Click here to see our curated list of the best 0% APR balance transfer credit cards-- some give you up to 18 or 21 months to pay down your credit card debt with zero interest!
If you already have a credit card and want to lower your rate, consider reaching out to your issuer and asking. Sometimes a representative can lower your APR, even temporarily, to maintain a good ...
Having multiple credit cards is good for your credit score, so consider keeping your high-interest account open while you look for a new card with lower interest or better credit card rewards ...
With average credit card interest rates at an all-time high, snagging a lower rate could help reduce the interest you pay and enable you to get out of debt more quickly.
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