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2. What documentation is required for personal loans? - AOL

   www.aol.com/finance/documentation-required...

   When you apply for a personal loan, lenders request several documents to verify your personal and financial information before they approve your request. Some lenders set unique application and ...

3. Loan agreement - Wikipedia

   en.wikipedia.org/wiki/Loan_agreement

   Loan agreements are documented via their commitment letters, agreements that reflect the understandings reached between the involved parties, a promissory note, and a collateral agreement (such as a mortgage or a personal guarantee). Loan agreements offered by regulated banks are different from those that are offered by finance companies in ...

4. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Credit card refinancing loans: Some companies specialize in loans for people looking to pay off credit card debt. Because personal loan rates are often lower than credit card rates, this type of ...

5. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and the date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.

6. Collateral (finance) - Wikipedia

   en.wikipedia.org/wiki/Collateral_(finance)

   In a typical mortgage loan transaction, for instance, the real estate being acquired with the help of the loan serves as collateral. If the buyer fails to repay the loan according to the mortgage agreement, the lender can use the legal process of foreclosure to obtain ownership of the real estate.

7. The truth about no-appraisal home equity loans: What ... - AOL

   www.aol.com/finance/what-is-a-no-appraisal-home...

   Most personal loans offer repayment terms between two and 12 years. Dig deeper: Personal loan ... Kat Aoki is a seasoned finance writer who's written thousands of articles to empower people to ...

8. Credit - Wikipedia

   en.wikipedia.org/wiki/Credit

   In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. [3]

9. Personal loan vs. the store’s no-interest loan for furniture

   www.aol.com/finance/personal-loan-vs-store-no...

   Personal loans generally come with lower interest rates than in-store financing. Before you choose either option, compare the pros and cons and costs. Coming up with the cash to pay for new ...