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  2. How to read your credit card statement - AOL

    www.aol.com/finance/read-credit-card-statement...

    If you receive your credit card statements in the mail, it includes a payment coupon for you to submit along with a check or money order. A handy way to avoid the mail while avoiding late payments ...

  3. What is a negative balance on your credit card? - AOL

    www.aol.com/finance/negative-balance-credit-card...

    Credit card statement balances show the total dollar amount you owe your credit card company at the end of your monthly billing cycle. All of your purchases, cash advances and balance transfers ...

  4. What to know before closing a credit card with a balance - AOL

    www.aol.com/finance/know-closing-credit-card...

    Credit history: Since the average length of your credit history makes up 15 percent of your FICO score, closing accounts can hurt your credit score in the short term and even over time if you don ...

  5. 10 credit card mistakes to avoid in 2025 - AOL

    www.aol.com/finance/10-credit-card-mistakes...

    This year, try to spend well below your credit limit to improve your credit score (and your chances of being approved for future credit). 8. Applying for too many credit cards

  6. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. ... usually for a statement credit. Points and miles earned on co-branded travel cards, such as ...

  7. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Checking your own credit score is considered a soft inquiry and does not lower your credit. Many credit card issuers offer access to your credit score for free (some even offer credit monitoring ...

  8. Card issues must notify you of the credit limit changes, but it’s important to stay on top of card limit differences on your statement balance. The Takeaway Your credit card statements are an ...

  9. Carrying a balance on a credit card for the first time - AOL

    www.aol.com/finance/carrying-balance-credit-card...

    So if you carry a $1,000 balance on your credit card, you’ll be charged 0.057 percent interest the first day your balance passes your credit card grace period, which comes out to about 57 cents.