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2. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Lower rates than credit cards or payday loans. Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards, which averaged 20 ...

3. How to get a personal loan with bad credit & special ... - AOL

   www.aol.com/finance/personal-loan-bad-credit...

   Check your report for errors or old debt dragging your score down, and work to get them corrected before you apply for a personal loan. 2. Consider your income and other debts. Bad credit lenders ...

4. How to get a debt consolidation loan with bad credit

   www.aol.com/finance/debt-consolidation-loan-bad...

   If you’re struggling to get out of debt and think a debt consolidation loan can help, but have poor credit — a FICO score of under 580 — consider following these steps to find the right debt ...

5. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Debt consolidation. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [ 1 ] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [ 2 ]

6. Subprime lending - Wikipedia

   en.wikipedia.org/wiki/Subprime_lending

   v. t. e. In finance, subprime lending (also referred to as near-prime, subpar, non-prime, and second-chance lending) is the provision of loans to people in the United States who may have difficulty maintaining the repayment schedule. [1] Historically, subprime borrowers were defined as having FICO scores below 600, although this threshold has ...

7. Consumer Credit Act 1974 - Wikipedia

   en.wikipedia.org/wiki/Consumer_Credit_Act_1974

   The agreement does not have to exceed three months, but the option to do so must be given by one party. [21] An "individual" (i.e., a debtor enjoying the protections of the Act) is defined so as to include unincorporated associations and small partnerships. Lending to a corporation of any sort (including a "corporation sole") is unaffected.