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APR: Variable purchase APR is 27.49%. Annual Fee: None. ... Before you sign up for a card, however, make a store credit card comparison to ensure you’re getting the best deal.
Annual Cost. $395. Regular APR. 19.99% - 26.99% variable APR. Reward Rate. 2 - 10 points per $1. Credit Score. Excellent (750 and above) More Information about Capital One Venture X Credit Card
The right credit card can help you save a lot of money. Not only do some issuers offer 0% intro APR and competitive rates after the promo period, but you can also receive cashback on every purchase.
But many of the best cash back credit cards come with a year or longer of 0% APR on new purchases and balance transfers (you'll have to pay a 3% to 5% fee to transfer a balance, though).
Common fees include the initial card purchase cost, monthly maintenance fees, cash reload fees, and ATM withdrawal fees. While less common, some cards charge per-transaction fees.
Since 85% of holiday purchases will be made with credit or debit cards, that small amount of cash purchases helps (a little). If all purchases were made with cards, swipe fees would total $27.7 ...
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