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  2. 13 common bank fees you shouldn't be paying — and how to ...

    www.aol.com/finance/avoid-common-bank-fees...

    9. Lost debit card replacement fees. 💵 Typical cost: $5 to $15 for rush delivery Many banks will send you a new debit card for free if yours is lost, stolen or damaged. But you may pay a fee ...

  3. Can a business charge for using a credit card? - AOL

    www.aol.com/finance/business-charge-using-credit...

    The merchant is expected to cover this fee. However, those fees can add up quickly, which is why merchants sometimes try to avoid incurring the additional costs themselves.

  4. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    A high-risk merchant account is a business account or merchant account that allows the business to accept online payments though they are considered to be of high-risk nature by the banks and credit card processors. They will typically pay higher transactions fees if they are accepted at all.

  5. Interchange fee - Wikipedia

    en.wikipedia.org/wiki/Interchange_fee

    Interchange fees have a complex pricing structure, which is based on the card brand, regions or jurisdictions, the type of credit or debit card, the type and size of the accepting merchant, and the type of transaction (e.g. online, in-store, phone order, whether the card is present for the transaction, etc.).

  6. 10 Common Bank Fees and How To Avoid Them - AOL

    www.aol.com/common-bank-fees-avoid-them...

    How To Avoid This Fee. Some banks will offer free checks if you set up direct deposit to your account or maintain a certain minimum balance. And choose a plain checkbook instead of a custom design ...

  7. Card-not-present transaction - Wikipedia

    en.wikipedia.org/wiki/Card-not-present_transaction

    In addition, the merchant account would be assessed a chargeback fee by the acquiring bank. [1] This is the opposite of a card present transaction, when the issuer of the card is liable for restitution. [2] Because of the greater risk, some card issuers charge a greater transaction fee to merchants who routinely handle card-not-present ...

  8. Avoid the shipping and handling surprise - AOL

    www.aol.com/2008/06/12/avoid-the-shipping-and...

    Some companies so inflate shipping costs that even $4 a gallon gas doesn't make their wares a wise purchase. One site that Avoid the shipping and handling surprise

  9. Merchant category code - Wikipedia

    en.wikipedia.org/wiki/Merchant_category_code

    An MCC reflects the primary category in which a merchant does business and may be used: to determine the interchange fee paid by the merchant, with riskier lines of business paying higher fees; by credit card companies to offer cash back rewards or reward points for spending in specific categories [4] [5]