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Loan agreements offered by regulated banks are different from those that are offered by finance companies in that banks receive a "banking charter" granted as a privilege and involving the "public trust". Loan agreements are usually in written form, but there is no legal reason why a loan agreement cannot be a purely oral contract (although ...
State Savings Loan and Trust is a historic bank building located at 428 Maine Street in Quincy, Illinois. The bank was built in 1892 for brothers Lorenzo and Charles H. Bull, who were prominent Quincy businessmen and community leaders. Chicago architectural firm Patton & Fisher designed the bank in the Richardsonian Romanesque style; local ...
The Straus National Bank and Trust Company of Chicago was incorporated on June 27, 1928. [1] The bank was authorized to carry on a general commercial, savings bank, and trust business, taking over all the business of the Straus Trust Company, which had been founded in 1924 [6] as an Illinois State bank. [1]
Berks County Trust Company (1964 as American Bank and Trust Co or American Bankcorp) Wells Fargo: 1941 Berks County Trust Company: Union National Bank (Pennsylvania) Berks County Trust Company (1964 as American Bank and Trust Co or American Bankcorp) Wells Fargo: 1943 Wilmington Trust: Union National Bank: Wilmington Trust [15] M&T Bank: 1948 ...
A trust in the US may be subject to federal and state taxation. The trust is governed by the terms under which it was created. In most jurisdictions, this requires a contractual trust agreement or deed. It is possible for a single individual to assume the role of more than one of these parties, and for multiple individuals to share a single role.
Typically, a fiduciary prudently takes care of money or other assets for another person. One party, for example, a corporate trust company or the trust department of a bank, acts in a fiduciary capacity to another party, who, for example, has entrusted funds to the fiduciary for safekeeping or investment.
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