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If the dealer shows an ace, an "insurance" bet is allowed. Insurance is a side bet that the dealer has a blackjack. The dealer asks for insurance bets before the first player plays. Insurance bets of up to half the player's current bet are placed on the "insurance bar" above the player's cards. If the dealer has a blackjack, insurance pays 2 to 1.
The objective of blackjack is for a player to defeat the dealer by obtaining a sum as close to 21 as possible without accumulating a total that exceeds this number. [3] In blackjack, the standard rule is that if the player is dealt a pair of identically ranked initial cards, known as a pair, the player is allowed to split them into separate hands and ask for a new second card for each while ...
When the dealer shows an ace and the player has a blackjack, the player can opt for even money and get paid immediately at 1:1. This is a version of insurance rather than a different bet. If the dealer has blackjack, the hand is a push, but the player receives twice the value of the insurance, which is the same as the original bet.
A blackjack game in progress. Card counting is a blackjack strategy used to determine whether the player or the dealer has an advantage on the next hand. Card counters try to overcome the casino house edge by keeping a running count of high and low valued cards dealt. They generally bet more when they have an advantage and less when the dealer ...
The dealer is dealt two cards as well, but one is face up and one face down. The player then has the option to either "hit", (request another card) or "stand" (decline additional cards). The player's hand must beat the dealer's by coming closer to 21 without "busting" (exceeding 21). A winning hand with a total of 21 is called a blackjack, or ...
As 3 cards in 12 are worth ten, the chance of the dealer getting a blackjack when showing an Ace is only 25%. Therefore, for insurance to be an even bet, it would have to pay 3:1, not 2:1. The house edge on the insurance is 24.7%, one of the worst of any wager in a casino. Hitting, standing, and splitting all follow similar rules to blackjack.
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Knowing the dealer's hand provides significant information to the player. To maintain the house edge, the payout when the player receives a natural blackjack is reduced to even money from 3:2, and players lose their bets when their hand is tied with the dealer. In addition, with both dealers' cards exposed at the outset, players cannot buy ...