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  2. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances. Lending institutions could make one or more of these changes to relieve financial pressure on borrowers to prevent the condition of foreclosure.

  3. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Loan modification can avoid defaults. [1] Similarly, a loan taken out to buy a car may be secured by the car. The duration of the loan is much shorter – often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer.

  4. Loan Modification vs. Refinance: How to Determine Which Is ...

    www.aol.com/loan-modification-vs-refinance...

    For premium support please call: 800-290-4726 more ways to reach us more ways to reach us

  5. Loan Modifications: Good Idea or Bad?

    www.aol.com/finance/2015-10-16-loan...

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  6. Loan modification vs. refinance: Which option is best for you?

    www.aol.com/finance/loan-modification-vs...

    A loan modification, on the other hand, is a loss mitigation option you might need to do if you are struggling to make mortgage payments. Without a loan modification, you risk going into default ...

  7. Loss mitigation - Wikipedia

    en.wikipedia.org/wiki/Loss_mitigation

    Loan modification: This is a process whereby a homeowner's mortgage is modified and both lender and homeowner are bound by the new terms. The most common modifications are lowering the interest rate and extending the term to up to 40 years. Reduction in the principal balance, however, is so rare that the Federal Reserve wrote in a report that ...

  8. Automotive industry - Wikipedia

    en.wikipedia.org/wiki/Automotive_industry

    An automotive assembly line at Opel Manufacturing Poland in 2015 SEAT, Škoda, and Volkswagen cars being transported by train in Kutná Hora, Czech Republic in 2014. The automotive industry comprises a wide range of companies and organizations involved in the design, development, manufacturing, marketing, selling, repairing, and modification of motor vehicles.

  9. Investigation reveals banks illegally denied loan modifications

    www.aol.com/news/2010-02-05-investigation...

    As of the end of 2009, the government reported, more than 900,000 trial modifications had been started, but only 66,465 had transitioned into permanent breaks for the borrowers. The report also ...

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