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  2. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  3. Consumer Reports - Wikipedia

    en.wikipedia.org/wiki/Consumer_Reports

    Employees (2019) 592. Website. www.consumerreports.org. Consumer Reports (CR), formerly Consumers Union (CU), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy. [2] Founded in 1936, CR was created to serve as a ...

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

  5. 10 Best Free VIN Check Sites To Use Before Buying a Car - AOL

    www.aol.com/finance/10-best-free-vin-check...

    VinFreeCheck: Best for basic information. AutoCheck: Best for vehicle comparisons. EpicVIN: Best for dealers purchasing cars. autoDNA: Best for overall vehicle scores. VinPit: Best for used car ...

  6. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...

  7. High levels of lead found in 12 cinnamon brands. List to avoid.

    www.aol.com/consumer-reports-high-lead-levels...

    Here are the 12 brands of spice blends and cinnamon that CR says to stop using: Badia cinnamon powderBaiLiFeng five spice powderBowl & Basket ground cinnamonDeep cinnamon PowderEGN cinnamon ...

  8. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Credit history. For detailed information about credit scores in the United States, see Credit score in the United States. A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection ...

  9. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

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