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  2. How to protect yourself from debt relief and credit scams - AOL

    www.aol.com/finance/debt-relief-credit-scams...

    Accredited Debt Relief: Accredited Debt Relief has helped over 500,000 people manage over $1 billion in debt since 2011. The educational tools, financial resources and Better Business Bureau (BBB ...

  3. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Fees charged: Most debt relief companies will charge a fee between 15 percent and 25 percent of the total debt enrolled for settlement. Companies may also charge fees for opening and managing the ...

  4. Best debt relief companies for credit card debt 2024 - AOL

    www.aol.com/finance/best-debt-relief-companies...

    In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the ...

  5. Debt Relief: Understand Your Options To Get Out of Debt - AOL

    www.aol.com/finance/debt-relief-understand...

    For example, at National Debt Relief, you must have at least $7,500 and be able to make monthly payments into your settlement fund to qualify for a debt relief program.

  6. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    Debt consolidation loans involve money you borrow from a bank, credit union or other lending institution to pay the entire amount you owe to debtors and creditors. The entire debt is consolidated ...

  7. Bankruptcy Abuse Prevention and Consumer Protection Act

    en.wikipedia.org/wiki/Bankruptcy_Abuse...

    Congress amended this section of the Bankruptcy Code to provide for the dismissal or conversion of a Chapter 7 case upon a finding of "abuse" by an individual debtor (or married couple) with "primarily consumer debt". The pre-BAPCPA language of § 707(b) provided for dismissal of a chapter 7 case upon a finding of "substantial abuse".

  8. Energy Consumers Relief Act of 2013 - Wikipedia

    en.wikipedia.org/wiki/Energy_Consumers_Relief...

    The Energy Consumers Relief Act of 2013 would require that before the Environmental Protection Agency (EPA) finalizes any energy-related rule with an estimated regulatory cost of more than $1 billion, including indirect costs, EPA must submit a report to the United States Congress detailing the rule’s potential costs and other impacts on jobs ...

  9. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Bankruptcy is a legal process that provides relief from overwhelming debt by liquidating assets or creating a repayment plan. Chapter 7 bankruptcy is ideal for unsecured loans (such as credit card ...