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  2. Federal Housing Finance Agency - Wikipedia

    en.wikipedia.org/wiki/Federal_Housing_Finance_Agency

    The Federal Housing Finance Agency (FHFA) is an independent federal agency in the United States created as the successor regulatory agency of the Federal Housing Finance Board (FHFB), the Office of Federal Housing Enterprise Oversight (OFHEO), and the U.S. Department of Housing and Urban Development government-sponsored enterprise mission team, [3] absorbing the powers and regulatory authority ...

  3. Federal takeover of Fannie Mae and Freddie Mac - Wikipedia

    en.wikipedia.org/wiki/Federal_takeover_of_Fannie...

    In 2003, the Bush Administration sought to create a new agency, replacing the Office of Federal Housing Enterprise Oversight, to oversee Fannie Mae and Freddie Mac.In 1992, in the wake of the savings and loan crisis, and over concern that similar lending problems would develop, the Office of Federal Housing Enterprise Oversight was created as part of the Department of Housing and Urban ...

  4. Federal Home Loan Banks - Wikipedia

    en.wikipedia.org/wiki/Federal_Home_Loan_Banks

    As a result of the Great Recession, the Housing and Economic Recovery Act of 2008 (HERA) replaced the FHFB with the Federal Housing Finance Agency (FHFA). The Secretary of the Treasury was authorized to purchase FHLBank debt securities in any amount through December 31, 2009, after which the limit would return to the original $4 billion. HERA ...

  5. Yes, Gas Was Cheaper and Mortgage Rates Were Lower in 2020 - AOL

    www.aol.com/news/yes-gas-cheaper-mortgage-rates...

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  6. Mortgage Interest Rate Forecast: When Will Mortgage Rates Go ...

    www.aol.com/mortgage-interest-rate-forecast-2023...

    After more than two years of steady declines, rates for 30-year fixed-rate mortgage loans reached a record low of 2.7% at the end of 2020, according to data from Freddie Mac. By the week ending ...

  7. Mortgage rates fall for fifth week in a row, hover near 7% - AOL

    www.aol.com/mortgage-rates-fall-fifth-week...

    The average rate on a 30-year fixed mortgage is 6.85%. Mortgage rates fell for a fifth week in a row but remain elevated near 7%, Freddie Mac said on Thursday. The average rate on a 30-year fixed ...

  8. Home valuation code of conduct - Wikipedia

    en.wikipedia.org/wiki/Home_valuation_code_of_conduct

    Also, effective for single-family mortgages made after May 1, 2009, Freddie Mac seller/servicers must represent and warrant that the appraisal report is obtained in a manner consistent with the Code. Certain types of mortgages are excluded from the Code, including: FHA/VA mortgages, Section 184 Native American mortgages, and section 502 ...

  9. Mortgage Rates at Highest Level Since 2009, Consumer ... - AOL

    www.aol.com/finance/mortgage-rates-highest-level...

    Mortgage applications continued to decrease last week -- to their lowest level since 2018 -- while mortgage rates increased to the highest level since 2009, according to the Mortgage Bankers...