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  2. Home rule in the United States - Wikipedia

    en.wikipedia.org/wiki/Home_rule_in_the_United_States

    Home rule in the United States relates to the authority of a constituent part of a U.S. state to exercise powers of governance; i.e.: whether such powers must be specifically delegated to it by the state (typically by legislative action) or are generally implicitly allowed unless specifically denied by state-level action.

  3. Deed in lieu of foreclosure - Wikipedia

    en.wikipedia.org/wiki/Deed_in_lieu_of_foreclosure

    A deed in lieu of foreclosure is a deed instrument in which a mortgagor (i.e. the borrower) conveys all interest in a real property to the mortgagee (i.e. the lender) to satisfy a loan that is in default and avoid foreclosure proceedings. The deed in lieu of foreclosure offers several advantages to both the borrower and the lender.

  4. Mortgage law - Wikipedia

    en.wikipedia.org/wiki/Mortgage_law

    A mortgage lender is an investor that lends money secured by a mortgage on real estate. In today's world, most lenders sell the loans they write on the secondary mortgage market. When they sell the mortgage, they earn revenue called Service Release Premium. Typically, the purpose of the loan is for the borrower to purchase that same real estate.

  5. How to choose a mortgage lender: 6 tips - AOL

    www.aol.com/finance/choose-mortgage-lender-6...

    Unlike direct lenders, wholesale lenders never interact with borrowers. They usually work with mortgage brokers and other lending institutions (small bank, credit union, etc.) to offer their loan ...

  6. Types of mortgage lenders and how to choose - AOL

    www.aol.com/finance/types-mortgage-lenders...

    Direct lenders function a lot like retail lenders, except that while the latter might offer a variety of other products, a direct lender specializes in mortgages. ... Bank vs. non-bank mortgage ...

  7. Mortgage lenders vs. banks: Which is best for you? - AOL

    www.aol.com/finance/mortgage-lenders-vs-banks...

    Mortgage lenders explained. Simply put, mortgage lenders are financial institutions that are focused on real estate financing. While many retail banks offer various products – auto loans, on ...

  8. Foreclosure - Wikipedia

    en.wikipedia.org/wiki/Foreclosure

    It gives lender a legal right to collect the remainder of debt out of mortgagor's other assets (if any). There are exceptions to this rule. If the mortgage is a non-recourse debt (which is often the case with owner-occupied residential mortgages in the U.S.), lender may not go after borrower's assets to recoup his losses. Lender's ability to ...

  9. Best mortgage lenders of November 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders...

    This lender offers an impressive array of loan options, from traditional conventional loans and government-backed loans to non-qualified mortgages—which don’t adhere to certain rules set by ...