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  2. How does deferring a loan affect my credit score? - AOL

    www.aol.com/finance/does-deferring-loan-affect...

    Credit card companies may be able to help. Many credit card issuers offer hardship programs for customers who are having trouble making payments. Depending on the terms of the card issuer's ...

  3. Do credit card hardship programs really work? - AOL

    www.aol.com/news/2010-11-10-do-credit-card...

    If you're struggling to pay your credit card bills each month, getting help from a credit card hardship program may sound like the perfect solution. But getting into one and reaping the benefits ...

  4. How a Credit Card Hardship Program Can Help During a Crisis - AOL

    www.aol.com/credit-card-hardship-program-help...

    A credit card hardship program could offer the help you need paying your bill. Issuers don’t advertise them much, but here’s how one works. This was originally published on The Penny Hoarder ...

  5. What happens if you don’t pay your secured credit card bill?

    www.aol.com/finance/happens-don-t-pay-secured...

    The consequences aren’t that different from failing to pay an unsecured credit card bill — you can damage your credit or be charged fees — but there is one significant difference with a ...

  6. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    If you don’t want to use a third-party agency, you can also negotiate with your issuer directly. Many credit card issuers offer hardship programs, and some might agree to lower your interest ...

  7. What is debt forgiveness? - AOL

    www.aol.com/finance/debt-forgiveness-202301471.html

    Hardship programs: Some lenders may agree to assist with loan forgiveness if you can prove severe financial hardship, such as becoming disabled. Consider the pros and cons of credit card ...

  8. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how. ... Check your credit report after the account is closed to ensure it was reported ...

  9. 5 Surprising Things That Hurt Your Credit Scores - AOL

    www.aol.com/news/2011-06-07-5-surprising-things...

    We all know that making late payments or having credit card accounts in collections can hurt your credit scores. But you might be shocked to learn that a lot of other seemingly innocent actions ...