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  2. Mortgage and refinance rates for Jan. 21, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

  3. Savings interest rates today: While temps drop, watch your ...

    www.aol.com/finance/savings-interest-rates-today...

    High-yield savings rates for January 22, 2025. Today’s highest savings rates are at FDIC-insured digital banks and online accounts paying out rates of up to 4.50% APY with no minimums at Jenius ...

  4. Psychological pricing - Wikipedia

    en.wikipedia.org/wiki/Psychological_pricing

    There was a very clearly demonstrated inverse relationship between the price of cigarettes and individual's motivation to smoke. Researchers found that price hikes that impacted the leftmost digit in the price (i.e. $4.99 vs. $5.00) were particularly effective in causing change among adult smokers.

  5. Money illusion - Wikipedia

    en.wikipedia.org/wiki/Money_illusion

    Therefore, the drop in unemployment is, after all, the result of decreasing real wages and an accurate judgement of the situation by employees is the only reason for the return to an initial (natural) rate of unemployment (i.e. the end of the money illusion, when they finally recognize the actual dynamics of prices and wages).

  6. Behavioral economics - Wikipedia

    en.wikipedia.org/wiki/Behavioral_economics

    Behavioral economics is the study of the psychological (e.g. cognitive, behavioral, affective, social) factors involved in the decisions of individuals or institutions, and how these decisions deviate from those implied by traditional economic theory.

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  8. Time preference - Wikipedia

    en.wikipedia.org/wiki/Time_preference

    If you choose $100 today, your discount rate is at least 10%. If you choose $110 in one month, your discount rate is less than 10%. Now how about “$100 today or $101 in one month?” Choosing the $100 today now indicates a discount rate of at least 1%, whereas choosing $101 in one month indicates that it is less than 1%.

  9. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    Here's what to know about fixed and variable rates. ... Learn how living on a fixed income can affect your credit score — and tips to keeping it healthy ... Savings interest rates today: While ...