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  2. No-doc mortgage: What is it and can you still get one? - AOL

    www.aol.com/finance/no-doc-mortgage-still-one...

    This option only requires a 3.5 percent down payment, as well. Non-qualified mortgage: This is a type of non-conforming loan that, similarly to no-doc mortgages, verifies income through ...

  3. UWM offers 0% down payment mortgages: Here are the ... - AOL

    www.aol.com/uwm-offers-0-down-payment-110225326.html

    The down payment assistance loan must be paid in full when you'd refinance the mortgage or pay off the mortgage, such as when you sell a home. It's not $5,000 or $10,000 or $15,000 that will ...

  4. California could allow undocumented residents to qualify for ...

    www.aol.com/california-could-allow-undocumented...

    It provides homebuyers with money towards a down payment — 20% of the home’s purchase price or up to $150,000. The homeowner is expected to pay back the loan and a share of the appreciation ...

  5. FHA insured loan - Wikipedia

    en.wikipedia.org/wiki/FHA_insured_loan

    Many down payment grant programs are run by state and local governments, often using mortgage revenue bond funds. On May 27, 2006, the Internal Revenue Service issued Revenue Ruling 2006–27, in which it ruled that certain non-profit seller-funded down payment assistance programs (DPA programs) were not operating as "charitable organizations".

  6. Guide to no-down payment mortgages: Am I eligible? - AOL

    www.aol.com/finance/no-down-payment-mortgage...

    A no-down payment mortgage is a home loan that allows you to finance 100 percent of the home’s purchase price without having to put any money down at closing. Zero-down mortgages can be ...

  7. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    Government housing policies guaranteed home mortgages and/or promoting low or no down payment have been criticized by economist Henry Hazlitt as "inevitably" meaning "more bad loans than otherwise", wasting taxpayer money, " leading to "an oversupply of houses" bidding up[ the cost of housing. In "the long run, they do not increase national ...

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