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2. How to calculate interest on a loan: Tools to make it easy

   www.aol.com/finance/calculate-interest-loan...

   A loan term is the time a lender agrees to stretch out your payments. So if you qualify for a five-year auto loan, your loan term is 60 months. Mortgages commonly have 15- or 30-year loan terms.

3. Rule of 78s - Wikipedia

   en.wikipedia.org/wiki/Rule_of_78s

   The denominator of a Rule of 78s loan is the sum of the integers between 1 and n, inclusive, where n is the number of payments. For a twelve-month loan, the sum of numbers from 1 to 12 is 78 (1 + 2 + 3 + . . . +12 = 78). For a 24-month loan, the denominator is 300. The sum of the numbers from 1 to n is given by the equation n * (n+1) / 2.

4. Should you transfer a car loan to a credit card? - AOL

   www.aol.com/finance/transfer-car-loan-credit...

   Key takeaways. If you can qualify and afford the monthly payments, transferring your auto loan to a credit card with a 0 percent introductory APR period could help you save on interest.

5. When should I refinance my car loan? - AOL

   www.aol.com/finance/refinance-car-loan-165628257...

   Time your car loan refinance right to receive the maximum benefit. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach ...

6. Compound interest - Wikipedia

   en.wikipedia.org/wiki/Compound_interest

   n is the compounding frequency (1: annually, 12: monthly, 52: weekly, 365: daily) [10] t is the overall length of time the interest is applied (expressed using the same time units as n, usually years). The total compound interest generated is the final amount minus the initial principal, since the final amount is equal to principal plus ...

7. Amortization (tax law) - Wikipedia

   en.wikipedia.org/wiki/Amortization_(tax_law)

   In tax law, amortization refers to the cost recovery system for intangible property.Although the theory behind cost recovery deductions of amortization is to deduct from basis in a systematic manner over an asset's estimated useful economic life so as to reflect its consumption, expiration, obsolescence or other decline in value as a result of use or the passage of time, many times a perfect ...