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  2. Gap insurance in California: what you need to know - AOL

    www.aol.com/finance/gap-insurance-california...

    No, California law prohibits gap insurance from being required. It is an optional coverage type for qualifying vehicles but is banned from being required as the condition of a loan or auto sale ...

  3. Car insurance costs are surging — but it's not because of ...

    www.aol.com/finance/car-insurance-costs-surging...

    It may have rebounded to 9.5% in 2023, but that's still below the 11.1% average for the S&P 500 as a whole. So, as aggravating as soaring premiums are for drivers, insurers are largely blameless ...

  4. Financial independence for young adults: establishing your ...

    www.aol.com/finance/financial-independence-young...

    The cost of adding an 18-year-old to their parents’ policy is $4,258 — 38 percent less than an 18-year-old on their own. While remaining on your parents’ car insurance policy may seem like ...

  5. California Low Cost Auto Insurance Program - Wikipedia

    en.wikipedia.org/wiki/California_Low_Cost_Auto...

    The State of California has in existence an automobile Liability insurance program (LCA) that assists people whose income is below a certain level to purchase insurance at greatly reduced rates. The objective is to give all residents of California the opportunity to be insured by providing affordable options. [1] When you apply for the program ...

  6. Young invincibles - Wikipedia

    en.wikipedia.org/wiki/Young_invincibles

    Young invincibles. Members of the United States population between the ages of 18 and 29 who decide that it is in their financial best interest to forgo health insurance are sometimes referred to as young invincibles by the insurance industry, [1] a term coined to express the idea that the young demographic perceives themselves as immune to ...

  7. What Affects Car Insurance Rates? These 7 Surprising Factors

    www.aol.com/affects-car-insurance-rates-7...

    Here are seven surprising factors that may affect your car insurance rate. 1. Your Sex. In most states, your sex can directly affect your rate. Men typically drive more miles than women and tend ...

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