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2. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   If you’re considering a personal loan, get quotes from several lenders to compare interest rates and loan terms. Don’t forget to read the fine print, including fees and penalties.

3. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Sources. Finance Rate on Personal Loans at Commercial Banks, Federal Reserve Bank of St. Louis.Accessed July 22, 2024. Commercial Bank Interest Rate on Credit Card Plans, All Accounts, Federal ...

4. Personal loans don’t have to be spooky - AOL

   www.aol.com/finance/personal-loans-don-t-spooky...

   Personal loan interest rates have hit an all-time high this year, with the average rate currently sitting at 11.54 percent. Borrowers in good credit health with an excellent score are more likely ...

5. Texas Office of Consumer Credit Commissioner - Wikipedia

   en.wikipedia.org/wiki/Texas_Office_of_Consumer...

   The Texas Office of Consumer Credit Commissioner (“OCCC”) is a Texas state agency that regulates non-depository lenders in the state of Texas, [1] which includes, among others, mortgage loan originators, vehicle sales finance companies, debt settlement providers, pawnshops and credit access businesses.

6. Critical factors to consider when taking out payday loans ...

   www.aol.com/finance/critical-factors-consider...

   Personal loans tend to have a minimum repayment term of 12 months, so you’d technically pay more in interest over the life of a loan compared to a payday loan ($205.55 vs. $153.42).

7. What documentation is required for personal loans? - AOL

   www.aol.com/finance/documentation-required...

   Personal loan lenders have very few restrictions on how you use your loan funds. Money from a personal loan can be used to cover the cost of home improvements and upgrades, medical expenses ...