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Usage-based insurance programs (UBIs), including “telematics” programs, track your driving habits through an app or device and reward safe driving with discounts. While drivers can save ...
Traffic School by Improv is approved by various state jurisdictions to administer defensive driving courses. [7] The courses, which may allow traffic offenders to have tickets waived, fines reduced, or penalty points eliminated, are intended both to entertain and to educate. [8] In some states, auto insurance rates may also decrease. [9]
Allstate's motorcycle insurance offered a discount to riders who had taken a motorcycle safety course in the past three years. The company's auto insurance had discounts for people who pledge (in ...
2. Multi-Policy Discount. If you have multiple types of policies with one insurer, they will often give you a multi-policy discount. For example, bundling your auto and home insurance can ...
A driver safety program called the Driver Example Program was developed in 1964 by Chris Imhoff of the (US) National Safety Council. [3] The program instituted a Defensive Driving Course (DDC). Defensive Driving Courses, along with Instructor Development Courses were offered beginning 1964 and 1965, typically through corporate sponsorships.
In 1979, the organization began offering a driver safety course for any licensed driver, taught by volunteers. [56] In 2016, the AARP Driver Safety Program taught 360,000 older drivers in classrooms and another 130,000 through its online course. Some who take the training receive discounts on their insurance premiums. [57]
Telematics car insurance programs offer discounts up to 40% for letting insurers monitor your driving habits through a plug-in device or smartphone app, but the savings come with important privacy ...
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