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Unlike other Medicare supplement plans, Blue Cross Blue Shield offers every type of plan in most locations nationwide. Blue Cross Blue Shield provides the best range of Medigap plans nationwide ...
In addition to the basic Plan F, there is a high deductible version. In 2025, this has a deductible of $2,870 . A person must reach the deductible before the plan starts to cover costs.
In 2010 about 250 plans participate in the program. [3] About 20 plans are nationwide or almost nationwide, such as the ones offered by some employee unions such as the National Association of Letter Carriers, by some employee associations such as GEHA, and by national insurance companies such as Aetna and the Blue Cross and Blue Shield Association on behalf of its member companies.
However, Plan N does not cover the Medicare Part B deductible or excess charges that Plan F does. In 2020, rules changed, and Medicare supplemental plans can no longer cover the Part B deductible.
While Medigap offerings have been standardized since 1992, some seniors who had Medigap plans prior to 1992 are still on non-standard plans. Those plans are no longer eligible for new policies. Over the years, new laws have brought many changes to Medigap Policies. For example, marketing for plans E, H, I, and J has been stopped as of May 31, 2010.
Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state, and also act as administrators of Medicare in many states or regions of the United States, and provide coverage to state government employees as well as to federal government employees under a nationwide option of the Federal Employees Health ...
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