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  2. Novated lease - Wikipedia

    en.wikipedia.org/wiki/Novated_lease

    A novated lease is a motor vehicle lease which has been novated, that is, the obligations in the contract have been transferred from one party to another.. A lease is novated with a three way agreement (Deed of novation) between the lessee, the lessor (usually a finance company), and a third party, under which all parties agree that the third party will take on some or all of the lessee's ...

  3. Salary packaging - Wikipedia

    en.wikipedia.org/wiki/Salary_packaging

    vehicles (either a company car or through a novated lease) mobile phones; laptop computers; Some companies also allow their employees to salary package other items, including household utility bills, although this is complicated and normally requires the assistance of a third-party company who specialise in salary packaging arrangements.

  4. Novation - Wikipedia

    en.wikipedia.org/wiki/Novation

    Novation is a common practice for design and build construction projects, where a design team is initially appointed by the client to undertake initial studies or prepare a more detailed design, but then when a contractor is appointed with a brief to complete the design and construct the building, the design contract is novated to the ...

  5. How do deductibles impact your car insurance? - AOL

    www.aol.com/finance/deductibles-impact-car...

    Learn how deductibles can affect your car insurance price and out-of-pocket costs. ... If you have a car loan or lease, most vehicle financing agreements require a maximum deductible for collision ...

  6. Incurred but not reported - Wikipedia

    en.wikipedia.org/wiki/Incurred_but_not_reported

    In insurance, incurred but not reported (IBNR) claims is the amount owed by an insurer to all valid claimants who have had a covered loss but have not yet reported it.. Since the insurer knows neither how many of these losses have occurred, nor the severity of each loss, IBNR is necessarily an est

  7. What is a policyholder for insurance: What you need to know

    www.aol.com/finance/policyholder-182439124.html

    Coverage type. What it covers. Liability. This coverage steps in if you or a listed driver on your policy causes property damage and/or injuries to another person caused by an accident in which ...

  8. Accounting for leases in the United States - Wikipedia

    en.wikipedia.org/wiki/Accounting_for_leases_in...

    If an operating lease has scheduled changes in rent, normally the rent must be expensed on a straight-line basis over its life, with a deferred liability or asset reported on the balance sheet for the difference between expense and cash outlay. [6] Under a capital lease, the lessee does not record rent as an expense.

  9. Damage waiver - Wikipedia

    en.wikipedia.org/wiki/Damage_waiver

    Damage waiver (DW) or, as it is often referred to, collision damage waiver (CDW) or loss damage waiver (LDW) is a term that can be included or purchased as an option in a car rental agreement, by which the rental company waives the right to pursue compensation from the renter if the vehicle is damaged or stolen. [1]