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  2. How to find a business merchant category code - AOL

    www.aol.com/finance/business-merchant-category...

    MCCs affect the interchange rates and fees businesses pay, how the IRS classifies a business for tax purposes and how customers are rewarded on the purchases they make. ... Merchant code range ...

  3. Can a business charge for using a credit card? - AOL

    www.aol.com/finance/business-charge-using-credit...

    Whenever a merchant accepts a credit card payment, the credit card network that processes the payment will charge a merchant fee. The merchant is expected to cover this fee. However, those fees ...

  4. Surcharge (payment systems) - Wikipedia

    en.wikipedia.org/wiki/Surcharge_(payment_systems)

    A payment surcharge, also known as checkout fee, is an extra fee charged by a merchant when receiving a payment by cheque, credit card, charge card, debit card or an e-money account, [1] but not cash, which at least covers the cost to the merchant of accepting that means of payment, such as the merchant service fee imposed by a credit card company. [2]

  5. Interchange fee - Wikipedia

    en.wikipedia.org/wiki/Interchange_fee

    Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card-based transactions. Usually for sales/services transactions it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank").

  6. Tariffs may be an inflation worry but so are credit card ...

    www.aol.com/tariffs-may-inflation-worry-credit...

    While consumer prices have risen about 20% since the pandemic, swipe fees have increased by 50% and hit a record $172 billion in 2023, the Merchant Payments Coalition estimates.

  7. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    A high-risk merchant account is a business account or merchant account that allows the business to accept online payments though they are considered to be of high-risk nature by the banks and credit card processors. They will typically pay higher transactions fees if they are accepted at all.

  8. Top Credit Card Payment Apps for Entrepreneurs - AOL

    www.aol.com/top-credit-card-payment-apps...

    The flat, in-person, per-transaction fee is 2.6% plus 10 cents. Stax Pay: Accept tap-to-pay cards and mobile payments from iOS and Android devices with a Stax Pay account, POS app, and SwipeSimple ...

  9. Merchant category code - Wikipedia

    en.wikipedia.org/wiki/Merchant_category_code

    MCCs are assigned either by merchant type (e.g., one for hotels, one for office supply stores, etc.) or by merchant name (e.g., 3000 for United Airlines [1]) and is assigned to a merchant by a credit card company when the business first starts accepting that card as a form of payment. [2] The same business may code differently with different ...

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