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  2. 7 California renter laws you should know: From security ... - AOL

    www.aol.com/news/7-california-renter-laws-know...

    California renters should be aware of laws impacting their rights, such as the security deposit cap limiting deposits to one month’s rent. Other laws include rules about how high a landlord can ...

  3. Best CD rates today: Best time to lock in a CD? It could be ...

    www.aol.com/best-cd-rates-today-best-time-to...

    Here's how FDIC national deposit rates on a $10,000 minimum deposit compare to other deposit accounts between December 2024 and January 2025. Savings and deposit account National deposit rate on ...

  4. How long can a California landlord hold your security deposit ...

    www.aol.com/news/california-landlord-holding...

    Trying to get your security deposit back from your landlord in California? This is what you should know about the law.

  5. Time deposit - Wikipedia

    en.wikipedia.org/wiki/Time_deposit

    A time deposit or term deposit (also known as a certificate of deposit in the United States, and as a guaranteed investment certificate in Canada) is a deposit in a financial institution with a specific maturity date or a period to maturity, commonly referred to as its "term".

  6. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...

  7. Expedited Funds Availability Act - Wikipedia

    en.wikipedia.org/wiki/Expedited_Funds...

    The bill, if it were to become law, would extend "by two business days, for American Samoa, any time periods established for large or redeposited check, repeated overdraft, reasonable cause, or other emergency exceptions to the 30-day funds availability requirements for deposits in an depository institution account by a new depositor."

  8. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Offered by big-name and digital banks, credit unions and financial services companies, CDs let you lock in competitive rates of up to 5.00% APY or more on your deposit with guaranteed returns and ...

  9. Regulation Q - Wikipedia

    en.wikipedia.org/wiki/Regulation_Q

    As a result of Section 11 of the Banking Act of 1933, Regulation Q was promulgated by the Federal Reserve Board on August 29, 1933. In addition to prohibiting the payment of interest on demand deposits (a prohibition that the act also wrote into the Federal Reserve Act (12 U.S.C.371a) as Section 19(i)), it was also used to impose interest rate ceilings on various other types of bank deposits ...