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Some issuers limit your balance transfer offer to a window of 60 to 120 days after issuing your card. Transfers made outside this initial window attract the card's standard balance transfer APR ...
Many credit card issuers offer balance transfer credit cards with introductory 0 percent APR periods that allow you to pay down what you owe interest-free for periods of a year or longer — even ...
Consumers often use balance transfers to get a reprieve on expensive interest charges by moving debt from an existing credit card to a new card with an intro offer.
A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...
A few credit card issuers also offer balance transfer checks, which give you the option to complete your transfer with a paper check instead of requesting a balance transfer online or over the phone.
1. Consider a 0% APR offer. A balance transfer credit card offers a way to pay down high-interest debt within a 0 percent introductory period, helping you to consolidate and pay off what you owe ...
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