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  2. Which cards still offer a 21-month intro APR? - AOL

    www.aol.com/finance/cards-still-offer-21-month...

    Alternatives to a 21-month 0% intro APR card. Opening a 21-month balance transfer credit card is a great first step to paying down your debt, but other debt repayment options might work better for ...

  3. There are many good reasons to apply for a zero-interest credit card. The best 0 percent intro APR cards offer between 12 and 21 months of zero interest on purchases, balance transfers, or both ...

  4. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    These cards let you avoid interest charges on your credit card balance for a promotional period of time — often between 12 to 21 months. The 0 percent interest rate will apply to either new ...

  5. Credit card balance transfer - Wikipedia

    en.wikipedia.org/wiki/Credit_card_balance_transfer

    A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

  6. How do balance transfers work, and will one work for you? - AOL

    www.aol.com/finance/balance-transfers-one...

    A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...

  7. 5 debts to prioritize paying off before retirement - AOL

    www.aol.com/finance/debts-to-pay-off-retirement...

    If you had a $5,000 credit card balance with a 21.51% APR and only made the minimum payment, it would take you over 10 years to pay it off — and cost you an extra $7,750 in interest. This is ...

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