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  2. Individual voluntary arrangement - Wikipedia

    en.wikipedia.org/wiki/Individual_Voluntary...

    Usually but not necessarily, the IVA comprises only the claims of unsecured creditors and leaves the rights of secured creditors largely unchanged. Insolvency practitioners charge initial and ongoing fees that are in addition to the debt. An IVA is a contractual arrangement with creditors and can be as flexible as an individual's own ...

  3. Value-added tax - Wikipedia

    en.wikipedia.org/wiki/Value-added_tax

    Value added tax or VAT, (in Italian Imposta sul valore aggiunto, or IVA) is a consumption tax charged at a standard rate of 22 percent, which came in on 1 July 2013 (previously 21 percent). The first reduced VAT rate (10 percent) applies to water supplies, passenger transport, admission to cultural and sports events, hotels, restaurants and ...

  4. List of countries by tax rates - Wikipedia

    en.wikipedia.org/wiki/List_of_countries_by_tax_rates

    Map of the world showing national-level sales tax / VAT rates as of October 2019. A comparison of tax rates by countries is difficult and somewhat subjective, as tax laws in most countries are extremely complex and the tax burden falls differently on different groups in each country and sub-national unit.

  5. Fast-track voluntary arrangement - Wikipedia

    en.wikipedia.org/wiki/Fast-track_voluntary...

    When an individual been made bankrupt in the UK it's legal and advisable to have a make use of an IVA referred to as a "fast-track individual voluntary arrangement" which implies the bankruptcy order can be annulled if all the terms have been fulfilled. It is necessary to put forward a payment proposal to the creditors that allows them to be ...

  6. Mortgage and refinance rates for Dec. 9, 2024: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    For instance, many lenders offer lower rates in exchange for "mortgage points" — upfront fees you pay to your lender. A mortgage point could cost 1% of your mortgage amount, which means about ...

  7. Is Inventiva S.A.'s (EPA:IVA) CEO Pay Justified? - AOL

    www.aol.com/news/inventiva-epa-iva-ceo-pay...

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  8. Taxation in Italy - Wikipedia

    en.wikipedia.org/wiki/Taxation_in_Italy

    Value added tax or VAT, (in Italian Imposta sul valore aggiunto, or IVA) is a consumption tax charged at a standard rate of 22 percent, which came in on 1 July 2013 (previously 21 percent). The first reduced VAT rate (10 percent) applies to water supplies, passenger transport, admission to cultural and sports events, hotels, restaurants and ...

  9. What is the VA funding fee? - AOL

    www.aol.com/finance/va-funding-fee-everything...

    The VA funding fee structure is the same whether you’re buying a home with less than 5 percent down or doing a cash-out refinance: 2.15 percent for first-time use and 3.3 percent for each ...