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  2. The federal funds rate is the interest rate at which depository institutions trade federal funds (balances held at Federal Reserve Banks) with each other overnight. When a depository institution has surplus balances in its reserve account, it lends to other banks in need of larger balances.

  3. Federal Reserve issues FOMC statement

    www.federalreserve.gov/newsevents/pressreleases/monetary20241107a.htm

    Federal Reserve issues FOMC statement. Recent indicators suggest that economic activity has continued to expand at a solid pace. Since earlier in the year, labor market conditions have generally eased, and the unemployment rate has moved up but remains low. Inflation has made progress toward the Committee's 2 percent objective but remains ...

  4. Federal Reserve cuts interest rates by a quarter point

    www.cnbc.com/2024/11/07/fed-rate-decision-november-2024.html

    In a follow-up to September’s big half percentage point reduction, the Federal Open Market Committee lowered its benchmark overnight borrowing rate by a quarter percentage point, or 25 basis ...

  5. United States Fed Funds Interest Rate - TRADING ECONOMICS

    tradingeconomics.com/united-states/interest-rate

    United States Fed Funds Interest Rate - data, historical chart, forecasts and calendar of releases - was last updated on November of 2024. The benchmark interest rate in the United States was last recorded at 4.75 percent.

  6. Fed Cuts Rates Again - The New York Times

    www.nytimes.com/live/2024/11/07/business/fed-interest-rates

    To slow inflation, the Fed had raised its key interest rate from near zero to 5.33 percent in a series of increases starting March 2022. Prices have cooled considerably since then, and the Fed ...

  7. Federal Funds Effective Rate | FRED | St. Louis Fed

    fred.stlouisfed.org/graph/?g=1tVqL

    The federal funds rate is the interest rate at which depository institutions trade federal funds (balances held at Federal Reserve Banks) with each other overnight. When a depository institution has surplus balances in its reserve account, it lends to other banks in need of larger balances.

  8. As of March 1, 2016, the daily effective federal funds rate (EFFR) is a volume-weighted median of transaction-level data collected from depository institutions in the Report of Selected Money Market Rates (FR 2420). Prior to March 1, 2016, the EFFR was a volume-weighted mean of rates on brokered trades. 2.

  9. Effective Federal Funds Rate - Federal Reserve Bank of New York

    www.newyorkfed.org/markets/reference-rates/effr

    The effective federal funds rate (EFFR) is calculated as a volume-weighted median of overnight federal funds transactions reported in the FR 2420 Report of Selected Money Market Rates. The New York Fed publishes the EFFR for the prior business day on the New York Fed’s website at approximately 9:00 a.m.

  10. Fed Announces Big Rate Cut - The New York Times

    www.nytimes.com/live/2024/09/18/business/fed-interest-rates

    The Fed’s decision lowers rates to about 4.9 percent, down from a more than two-decade high. Fed officials lowered interest rates because they are confident that inflation is coming back down...

  11. The Fed - Economy at a Glance - Policy Rate - Federal Reserve...

    www.federalreserve.gov/economy-at-a-glance-policy-rate.htm

    The federal funds rate is the interest rate charged by banks to borrow from each other overnight. The Federal Reserve influences this rate through monetary policy decisions. Who sets the target range for the federal funds rate?