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However, the NCUA has long discouraged U.S. credit unions from giving members loans that they may not be able to repay, and has forbidden other types of predatory lending and abusive credit practices. [37] [38] Federal credit unions are also forbidden from charging prepayment penalties on loans. [39]
Read about your car loan options, see how credit unions work, and learn why car loans from a credit union are a good option to buy a used or new car.
In 2007, the credit union helped organize seminars for graduating seniors on financial literacy. [11] The credit union celebrated its 25th anniversary in 2008 with an address from the Vice Chairman of the National Credit Union Administration , Rodney E. Hood, who praised the union for its service. [ 12 ]
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