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  2. Taxpayer Bill of Rights - Wikipedia

    en.wikipedia.org/wiki/Taxpayer_Bill_of_Rights

    Organizations dedicated to shrinking government are pushing for the adoption of TABORs in other states. Currently, Colorado is the only state with TABOR. In 2005, TABOR proposals were introduced in about half of the states. [21] A TABOR referendum on the ballot in Maine as an initiative effort led by Mary Adams was defeated in November 2006 ...

  3. Tax credit - Wikipedia

    en.wikipedia.org/wiki/Tax_credit

    A tax credit is a tax incentive which allows certain taxpayers to subtract the amount of the credit they have accrued from the total they owe the state. [1] It may also be a credit granted in recognition of taxes already paid or a form of state "discount" applied in certain cases. Another way to think of a tax credit is as a rebate.

  4. American Opportunity Tax Credit - Wikipedia

    en.wikipedia.org/.../American_Opportunity_Tax_Credit

    The total credit does not exceed $2,500. 40% of the credit is refundable. This tax credit is subject to a phase-out for taxpayers with adjusted gross income in excess of $80,000 ($160,000 for married couples filing jointly). The act directs several Treasury studies: Coordination with non-tax student financial assistance;

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  6. What is a credit reporting agency? - AOL

    www.aol.com/finance/credit-reporting-agency...

    Credit bureaus are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer protection law. The FCRA is designed to protect your privacy and ensure your credit reports are accurate.

  7. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

  8. What happens if you go over your credit card limit? - AOL

    www.aol.com/finance/happens-over-credit-card...

    Use credit wisely: Only use your credit cards for necessary purchases and avoid using them for large, impulse buys. Consider using cash or debit cards for everyday expenses.

  9. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    Credit bureaus compile information about how you’ve handled debt in the past, which is reported by credit card companies and other lenders (like student loan and mortgage providers), and then a ...