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  2. Umbrella insurance - Wikipedia

    en.wikipedia.org/wiki/Umbrella_insurance

    Excess insurance is similar to umbrella insurance in that it pays after an underlying primary policy is exhausted. The critical difference is that excess policies are normally "follow form" policies that conform exactly to the coverage of the underlying policy, except that they add on their own excess limit which is then stacked on top of the primary policy's limit.

  3. McCarran–Ferguson Act - Wikipedia

    en.wikipedia.org/wiki/McCarran–Ferguson_Act

    South-Eastern Underwriters Association that the federal government could regulate insurance companies under the authority of the Commerce Clause in the U.S. Constitution and that the federal antitrust laws applied to the insurance industry. The Act was sponsored by Senators Pat McCarran (D-Nev.) and Homer Ferguson (R-Mich.

  4. What is umbrella insurance and how much does umbrella ...

    www.aol.com/finance/umbrella-insurance-much-does...

    An umbrella policy is a form of personal liability insurance that is designed to extend the standard coverage provided by your underlying policies — including your home insurance policy, renters ...

  5. Nonadmitted and Reinsurance Reform Act of 2010 - Wikipedia

    en.wikipedia.org/wiki/Nonadmitted_and...

    An "exempt commercial purchaser" is defined as any person purchasing commercial insurance that, at the time of placement, meets the following requirements: (A) the person employs or retains a qualified risk manager to negotiate insurance coverage; (B) the person has paid aggregate nationwide commercial property and casualty insurance premiums ...

  6. Umbrella Insurance Policies: Why You Might Want That Extra ...

    www.aol.com/2013/07/05/umbrella-insurance...

    For premium support please call: 800-290-4726 more ways to reach us

  7. How to buy umbrella insurance to fill gaps in your insurance ...

    www.aol.com/finance/buy-umbrella-insurance-fill...

    Umbrella insurance extends your liability coverage. Here’s how to buy it.

  8. Consolidated Omnibus Budget Reconciliation Act of 1985

    en.wikipedia.org/wiki/Consolidated_Omnibus...

    The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is a law passed by the U.S. Congress on a reconciliation basis and signed by President Ronald Reagan that, among other things, mandates an insurance program which gives some employees the ability to continue health insurance coverage after leaving employment.

  9. How Does Umbrella Insurance Work and Is It Worth the Cost? - AOL

    www.aol.com/finance/does-umbrella-insurance...

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