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2. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   Uninsured/underinsured motorist bodily injury (UM/UIM BI). Protects you if you're hit by a driver who either has no insurance or insufficient coverage to pay for your medical costs.

3. Uninsured motorist clause - Wikipedia

   en.wikipedia.org/wiki/Uninsured_motorist_clause

   An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

4. How Does Umbrella Insurance Work and Is It Worth the Cost? - AOL

   www.aol.com/does-umbrella-insurance-worth-cost...

   Life can be unpredictable. One moment you can be driving to work and the next you can get into an accident.

5. What happens if you get in an accident without insurance? - AOL

   www.aol.com/finance/happens-accident-without...

   While uninsured motorist coverage is for accidents where the at-fault driver does not have an active auto insurance policy, underinsured motorist coverage will cover you if a driver hits you but ...

6. What is umbrella insurance and how much does umbrella ...

   www.aol.com/finance/umbrella-insurance-much-does...

   An umbrella policy is a proactive move for anyone looking to protect their finances from the uncertainties of life. While your auto, home or renters insurance policy provides liability coverage ...

7. Assigned risk - Wikipedia

   en.wikipedia.org/wiki/Assigned_risk

   The MVAIC, or Motor Vehicle Accident Indemnity Company, may assign high-risk drivers, and pays for victims of uninsured or underinsured motorists. [7] Uninsured means the driver or owner of a motor vehicle has no insurance at all, while an underinsured person has insurance, but the coverage is insignificant compared to the potential damages ...

8. Umbrella insurance - Wikipedia

   en.wikipedia.org/wiki/Umbrella_insurance

   Umbrella insurance is a form of liability insurance that provides coverage when liability exceeds the limits of other insurance policies, such as auto insurance or homeowners insurance. It can also act as primary insurance for losses not covered by those underlying policies, distinguishing it from excess insurance , which typically only extends ...

9. How to buy umbrella insurance to fill gaps in your insurance ...

   www.aol.com/finance/buy-umbrella-insurance-fill...

   Umbrella insurance extends your liability coverage. Here’s how to buy it.