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2. These states are increasing minimum coverage requirements in 2025

   www.aol.com/finance/states-increasing-minimum...

   In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. ... drivers could choose to pay an uninsured motorist fee instead of buying a car insurance policy.

3. California car insurance laws - AOL

   www.aol.com/finance/california-car-insurance...

   Uninsured and underinsured motorist insurance: If you are involved in an accident caused by a driver who does not have insurance or enough insurance to cover the losses, these coverage types could ...

4. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   Uninsured/underinsured motorist bodily injury (UM/UIM BI). Protects you if you're hit by a driver who either has no insurance or insufficient coverage to pay for your medical costs.

5. Uninsured motorist clause - Wikipedia

   en.wikipedia.org/wiki/Uninsured_motorist_clause

   An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

6. California Low Cost Auto Insurance Program - Wikipedia

   en.wikipedia.org/wiki/California_Low_Cost_Auto...

   The State of California has in existence an automobile Liability insurance program (LCA) that assists people whose income is below a certain level to purchase insurance at greatly reduced rates. The objective is to give all residents of California the opportunity to be insured by providing affordable options.

7. How Does Umbrella Insurance Work and Is It Worth the Cost? - AOL

   www.aol.com/does-umbrella-insurance-worth-cost...

   Life can be unpredictable. One moment you can be driving to work and the next you can get into an accident.

8. Personal injury protection - Wikipedia

   en.wikipedia.org/wiki/Personal_injury_protection

   Personal injury protection could also refer to personal injury insurance or coverage, which is insurance in any context which includes coverage for personal injury, particularly coverage for emotional distress (typically negligent infliction of emotional distress rather than intentional infliction of emotional distress), libel, or defamation as ...

9. What are the different types of car insurance coverage? - AOL

   www.aol.com/finance/different-types-car...

   However, you have uninsured motorist property damage on your policy, so your insurance company could make a payout for your vehicle’s repairs minus your $100 deductible. Other types of car ...