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2. The penalties for driving without insurance in Ohio - AOL

   www.aol.com/finance/driving-without-insurance...

   Based on data sourced by Bankrate from Quadrant Information Services, the average cost of car insurance in Ohio is $398 for state-mandated minimum coverage, while full coverage, including ...

3. Ohio car insurance laws - AOL

   www.aol.com/finance/ohio-car-insurance-laws...

   Ohio drivers pay some of the cheapest car insurance premiums throughout the country, on average. For comparison, the national average cost of a full coverage policy is $2,542 per year, and $740 ...

4. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   Uninsured/underinsured motorist bodily injury (UM/UIM BI). Protects you if you're hit by a driver who either has no insurance or insufficient coverage to pay for your medical costs.

5. Uninsured motorist clause - Wikipedia

   en.wikipedia.org/wiki/Uninsured_motorist_clause

   An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

6. How Does Umbrella Insurance Work and Is It Worth the Cost? - AOL

   www.aol.com/does-umbrella-insurance-worth-cost...

   Life can be unpredictable. One moment you can be driving to work and the next you can get into an accident.

7. Umbrella insurance - Wikipedia

   en.wikipedia.org/wiki/Umbrella_insurance

   Excess insurance is similar to umbrella insurance in that it pays after an underlying primary policy is exhausted. The critical difference is that excess policies are normally "follow form" policies that conform exactly to the coverage of the underlying policy, except that they add on their own excess limit which is then stacked on top of the primary policy's limit.

8. Assigned risk - Wikipedia

   en.wikipedia.org/wiki/Assigned_risk

   The MVAIC, or Motor Vehicle Accident Indemnity Company, may assign high-risk drivers, and pays for victims of uninsured or underinsured motorists. [7] Uninsured means the driver or owner of a motor vehicle has no insurance at all, while an underinsured person has insurance, but the coverage is insignificant compared to the potential damages ...

9. What is umbrella insurance and how much does umbrella ...

   www.aol.com/finance/umbrella-insurance-much-does...

   An umbrella policy is a proactive move for anyone looking to protect their finances from the uncertainties of life. While your auto, home or renters insurance policy provides liability coverage ...