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National Health Insurance is designed for those who are not eligible for any employment-based health insurance program. The Late-stage Elderly Medical System is designed for people who are age 75 and older. [[[Health insurance#Japan#{{{section}}}| contradictory]]] [41] National Health Insurance is organised on a household basis.
In addition to medical expense insurance, "health insurance" may also refer to insurance covering disability or long-term nursing or custodial care needs. Different health insurance provides different levels of financial protection and the scope of coverage can vary widely, with more than 40% of insured individuals reporting that their plans do ...
Definitions of Health Insurance Terms, U.S. Interdepartmental Committee on Employment-based Health Insurance Surveys (URL retrieved September 30, 2006). Sankey, Judith A., " Employee Benefit Plans: A Glossary of Terms ", International Foundation of Employee Benefit Plans, 1997, ISBN 0-89154-513-1 .
An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and ...
Structural definitions of insurance, generally consider both the type of benefits that are offered by the healthcare insurance program, as well as the number and range of providers whose services are covered under the identified plan. A structural approach to defining underinsurance uses a benchmark benefits package as a basis of comparison.
A number of sources provide lists of initialisms and acronyms commonly used in health care. The terms listed are used in the English language within the healthcare systems and by healthcare professionals of various countries. [3] Examples of terms include BP, COPD, [9] TIMI score, and SOAP. [10] There is no standardised list. [3]
Some fringe benefits (for example, accident and health plans, and group-term life insurance coverage up to $50,000) may be excluded from the employee's gross income and, therefore, are not subject to federal income tax in the United States. Some function as tax shelters (for example, flexible spending, 401(k), or 403(b) accounts).
Unlike in England, U.S. courts viewed medical services like goods with fixed prices, allowing physicians to sue for outstanding payments and freely set terms, independent of obligations tied to public service. [7] Before the spread of health insurance, doctors charged patients according to what they thought each patient could afford.